If the purchase is financed by a bank:
• Title insurance fees (there is no real land registry in Florida so this insurance allows you to anticipate an error during the registration process).
• The costs related to the analysis of your credit called "Credit Report" which will allow you to be qualified or not for obtaining your loan.
• Fees related to the inspection.
• Costs related to the "Appraisal" evaluation of the property required by the bank.
• Fees related to the credit registration fees.
• If it is a single-family home, you must take out comprehensive home insurance.
• If it is a property in a building, you must pay the condominium fees in advance.
• Lawyer's fees.
• Bank fees.
• File fees.
• Court fees.
• The property tax.
If it is a cash purchase:
• Title insurance.
• Inspections.
• Condo Association approval fees and condominium fees if you buy an apartment in a condominium.
• Property taxes.
• Lawyer's fees.
• Application fees.